Gutschow LLC builds clearing software for B2B (business-to-business) settlement on USDC and EURC. The service supports counterparties in the same country and across borders. Customers integrate a REST API to reserve funds, pay a platform fee at ingress, advance settlement through defined states, and retain audit records suitable for finance and compliance review. Gutschow is not a domestic USD ACH or wire product.
Gutschow provides programmatic clearing infrastructure for companies that embed payouts, disbursements, or invoice settlement in their products. The company focuses on recorded settlement states, fee calculation at ingress, and audit trails that support reconciliation and oversight. Settlement movement relies on licensed partner infrastructure; Gutschow does not operate as a bank and does not take deposits.
Gutschow is a financial technology company. It routes USDC and EURC settlement for integrators that need a clearing layer with defined controls at ingress.
Screening and velocity checks run before release. Travel Rule information is collected when the amount requires it. When the partner rail reports receipt, that is recorded separately from the clearing record that marks the settlement complete in Gutschow's books. Further detail appears on Compliance and Platform.
Gutschow serves engineering teams at software companies that embed supplier payouts, business disbursements, or invoice settlement for their business customers. Typical integrators are financial technology and business software firms that require auditability and policy controls without building custodial banking infrastructure themselves.
Gutschow LLC is a founder-led company.
Founder and Chief Executive Officer
Hannah Gutschow is the founder and CEO (chief executive officer) of Gutschow LLC. She leads company strategy, partner relationships, and compliance governance. Her work includes institutional positioning, counterparty diligence, and the policies that govern access to production clearing.
Chief Technology Officer
Samuel Warren is the CTO (chief technology officer) of Gutschow LLC. He is responsible for the clearing platform, the settlement state machine, and production infrastructure. His work includes engineering standards and the controls that protect API ingress, reserved funds, and treasury operations.
Gutschow LLC provides B2B clearing software for settlement on USDC and EURC. Gutschow is not a bank, broker-dealer, money transmitter, or custodian. Gutschow does not take deposits and does not provide legal, tax, or investment advice. This is not a domestic USD ACH or wire product.
Settlement assets move on licensed partner infrastructure, under partner terms.
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Gutschow LLC is a New Jersey limited liability company, incorporated in 2025. The company builds clearing software for business settlement on stablecoin rails, not retail banking products.